Cashback on Financial Products
Competition for your business is fierce in the Financial Services Industry, and companies are ultra-keen to fight for your business. Therefore it's not surprising that the Finance cashback section has some juicy cashback offers that can really boost your Cashback Club balance.
It's easy to see how your cashback can grow quickly at these example rates - £25 for opening a current account, £25 for opening an ISA, £10 for applying for a credit card... And all this from names you know and trust such as Egg, American Express, Halifax, Alliance and Leicester, HSBC and The Post Office.
| | Payday loans can help you to pay unexpected bills on time, in an emergency or just for some extra spending money. They offer loans between £80 and £750 typically over a period of 20 days, from the date of application until to your payday. |
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| | Platinum Card members enjoy access to airport lounges, worldwide annual travel insurance and preferential treatment when travelling. Other benefits include membership rewards, special offers, exclusive events, and VIP treatment. |
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| Every time you use your Platinum Moneyback Credit Card it’ll reward you with cashback to spend however you want. Offering 2.5% cashback in the first 3 months up to £100 and up to 1.25% thereafter.
Please note: you will be required to have a minimum household income of £30,000 to get approved for a card. |
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| | The Blue Sky Prepaid MasterCard can be issued instantly with 100% acceptance guaranteed. It can be used anywhere in the world where the MasterCard logo is displayed, including retail locations as well as ATMs. |
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| | Borro | Up To £16.50 Cashback |
| Borro, the largest online pawn broker provides short-term loans from £100-£100,000 secured by jewellery, watches, diamonds, fine art, luxury cars and any other assets of value. Refer a friend and receive a guaranteed cash reward within 24hrs of your friend taking out a loan. |
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| | Cashplus Gold Activeplus is a prepaid Mastercard and comes with free purchase protection as well as award winning creditbuilder. It offers an easy way to budget and a great alternative to a bank account or credit card. |
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| | Checkmyfile provides online access information about any individual, offering the most detailed credit report, at the lowest price. Giving you more than twice the information than any other credit report. Credit scores and identity fraud restoration services included free. Plus a Free 30 day trial with the monthly subscription service. |
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| | See what lenders see when you get a free credit report and a free trial of CreditExpert, the leading online consumer credit monitoring and identity fraud prevention service from Experian. |
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| | Check your credit report and history with a free trial from Equifax, and understand what aspects lenders use to make a credit decision. Equifax will help you to get the best from your credit and protect yourself from the dangers of identity theft. |
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| | The First Premier MasterCard Prepaid Card is one of UK’s best value Pay Monthly prepaid card. Offering customers a low £1.00 monthly fee, free point of sale retail transactions and £1.00 fixed fee ATM withdrawals within the UK. |
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| | Freedom Prepaid MasterCard is fully re-loadable up to £3,000 and is accepted worldwide on ATMs which display the MasterCard Acceptance Mark. No credit checks and 100% guaranteed acceptance. |
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| | Kalixa® is the combined prepaid MasterCard® and eAccount that puts users in control of their cash. You can get started by depositing as little as £10 covering the £4.95 registration fee. No monthly account charges and No charges on transactions using the MasterCard at POS or online. |
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| | Legal & General's wide selection of investments make it easy to find one that suits you. With their range of funds you don’t have to search around. And you can invest from as little as £50 a month or a lump sum of £500. |
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| | Since the credit crunch, obtaining a low rate loan is tougher than ever. Moneybrain have teamed up with leading independent finance brokers to deliver an unrivalled online loan broking service. When you complete an enquiry, you won’t be charged any up front fees, and you will be provided with the best rate available, based on your personal circumstances. |
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| | Let the Moneybrain team take the hassle out of searching for the right mortgage. Just choose the type of mortgage that is most relevant to you, complete some very basic information via the online form and an adviser will help you find the best product available. |
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| | my Travel Cash is a prepaid MasterCard, available in either Euros or US Dollars, that offers one of the best exchange rates a plus a simple and cost-effective way to exchange currency online. |
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| Post Office offers all the products and services you'd expect to find and a lot more besides; motor and home insurance, international money transfers, travl insurance and more at competitive prices.
Broadband offer - £50 credit to new customers joining its service / existing customers upgrading to Post Office HomePhone with Broadband, applies to all new Post Office HomePhone®, Post Office® Broadband and Post Office® HomePhone with Broadband customers who order the service and have had their order accepted between 3rd Jan and 31st March 2012. In order to be eligible for the offer, customers ordering Post Office HomePhone with Broadband must have provided their Migration Authorisation (MAC) Code by 31st March 2012, £50 credit will be credited to the customer accounts in two equal payments of £25 (t&c's apply), please see site for more details. |
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| | PrivacyGuard, one of the UK's leading ID Theft protection packages helps members protect themselves against identity theft. Membership includes a free online credit report and 30-day free trial, online access to your secure credit report whenever you want and expert advice on how to improve your credit rating. |
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| | Provident Personal Credit, a leading home credit provider in the UK offers small cash loans, shopping vouchers and other credit-related products. They provide small cash loans of £50 to £500 to applicants including those who have a poor credit history and even County Court Judgements. |
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| | No minimum monthly funding required for this simple, straightforward account for people who cannot fund an account with £1,000 each month. Please Note: holders of this account do not qualify for the range of loyalty offers. |
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| | All the features of a current account plus exclusive online offer of of up to £300 when you switch. Please see site for T&C's. To qualify for the fantastic rates and benefits of Santander Preferred Current Account, you must switch your main bank account to Santander and pay in at least £1,000 per month. |
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| | Great rate and benefits worth over £830 each year including family travel insurance, health benefits, UK breakdown cover, mobile phone insurance, identity protection, airport angel and concierge and more. |
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| | An award winning bank account that comes with a great rate and over £400 worth of benefits. These include travel insurance, UK breakdown cover, identity protection, card loss assistance, key protection and more. |
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| | Santander Personal Loans are available to both new and existing customers. Fixed monthly repayments from 1 to 5 years and optional Personal Loan Payment Protection Insurance available. |
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| | You can invest £25 per month tax-free with a friendly society, such as Scottish Friendly, for any child you care about. With Scottish Friendly’s Child Bond you can start making regular tax-free investments, for a minimum of 10 years, to build a cash sum for a child's future – perhaps to help pay towards higher education such as University or their first house or car. |
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| | Scottish Friendly’s Child Flexible Plan is a tax-free investment for children under 16. It lets you invest from as little as £15 - £25 per month for any child – including grandchildren, nephews and nieces. When you invest that money in Scottish Friendly's Child Flexible Plan, it could mount up to a tidy sum. |
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| Scottish Friendly's Money-Builder is a 15 year investment plan for people aged between 16 and 59, in which your premiums gradually increase each year for five years. Starting from £15 a month, it makes starting a regular savings and investment habit as painless as possible and gives you the chance to invest in treating yourself.
Start investing today and you'll receive a £25 gift voucher when you have paid a minimum of 4 monthly instalments into your plan! |
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| Did you know that the Government lets you invest £25 per month tax-free with a friendly society such as Scottish Friendly, even if you already have an ISA? If you’re a UK resident aged between 16 and 55 you can put some money away for a rainy day without paying tax via Scottish Friendly’s Scottish Bond.
Start investing today and you'll receive a £25 gift voucher when you have paid a minimum of 2 monthly instalments into your plan! |
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| | Want to pay less tax on your savings and investments? Tax-Free Flexible Plan could be the investment plan for you. If you’re a UK resident aged between 16 and 64 you can make regular tax-free investments, from as little as £15 - £25 per month, in Scottish Friendly’s Tax-Free Flexible Plan. What’s more, this is over and above any savings you may have in an ISA. |
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| Scottish Friendly’s UK Select Investment Plan is a 10 year investment for anyone aged between 16 and 64 which is designed to help you take full advantage of your tax-free savings allowance.
Start investing today and you'll receive a £25 gift voucher when you have paid a minimum of 4 monthly instalments into your plan! |
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| | TorFX foreign exchange specialists offer highly competitive rates of exchange to both corporate and private clients, for international trading, buying property abroad, emigrating and other overseas payments. |
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| | Travelex, UK's leading Foreign Currency provider compare rates daily to ensure they offer the best price. They operate at major airports and seaports, and offer a commission free service when pre-ordering online, all you need to do is select a location and pick up your currency before departure! |
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| | Been turned down for credit? Build your credit with a Vanquis Bank Credit Card, starting with a manageable credit limit between £150 and £1000. Vanquis Bank will help people with a credit limit that reflects their needs and their ability to manage their account. |
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| | Same day cash lender offering loans for between one day and a month, from just £1 and up to £400 for new customers, and up to £1,000 for existing customers with good borrowing history with Wonga. Payment will be sent in less than 15 minutes. |
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Cashback on Finance - An Overview
Are you looking for a new credit card or perhaps a personal loan? You may think the best option would be to go to a traditional high street bank or building society. In fact, like most things nowadays, the best buys are actually available through the internet. It is true you can secure good deals via online financial companies, but the very best deal you can get is buying your financial product or service through a cashback site.
Cashback sites, such as cashbackclub.co.uk, are fairly new shopping phenomena. You can buy a range of financial items through them. Many of the UK’s established financial institutions and brands are represented merchants on these cashback sites. They include American Express, HSBC, Alliance and Leicester, Halifax, Barclays and many more. Together, they offer the cashback site member an enormous choice of products from credit cards, current accounts, car loans, mortgages and personal loans.
The main advantage of shopping for financial products in this way, is that you will be rewarded with a no-catch cashback gift, courtesy of the cashback site you have chosen to use. For example, on the cashback site, there may be an offer from Egg of £10 cashback to any member who applies for its credit card. If you then decide you would like to take up this offer, you can start applying for the card. Provided your application is successful with Egg, you will be given the promised £10 cashback. It is really as simple as that, and to re-iterate, there are no catches involved. Remember it is not just credit cards you can receive rewards for. When you log onto the website of cashbackclub.co.uk, for instance, you will find a host of other financial products and services to tempt you.
Cashback on Finance - How is it Possible?
The natural question to ask is how cashback on finance really works. How can these online companies afford to pay their members in pure hard cash?
The answer is surprisingly uncomplicated. Retail businesses pay a commission to these websites for referring new customers to them. In return, the websites re-invest this commission towards paying their own members in the form of cashback. They have taken a business decision to work the commission in this way rather than to simply keep it for themselves.
Here are some illustrations of the types of incredible offers available through cashback sites for financial goods and services:
- Post Office £10 cashback
- American Express Business Card £20 cashback
- Alliance & Leicester Direct Current Account £25 cashback
- Central Capital Mortgages £22.50 cashback
- Legal & General ISAs £55 cashback
- Ucan Car Credit £12.50 cashback
Before you can too excited by these great offers, you need to be aware of a few rules governing the workings of cashback sites, including cashbackclub.co.uk:
Firstly, in order to qualify for membership, you will have to be at least 18 years of age and over. You will need to be a UK resident with no restrictions on your right to remain in the UK.
Secondly, in order to receive the cash you have earned, it is vitally important that you finalise your purchase or sales transaction online while you are logged onto the cashback site. If, for whatever reason, you are not able to complete your financial purchase online in the way described above, your transaction will not be tracked and can therefore not be verified. This will make it impossible for the cashback site to pay you the cash you are due. Completing your financial purchase over the telephone or in-store, will invalidate your cashback claims.
Thirdly, in order to be able to receive your cashback for the financial products you have bought online, you need to either have a PayPal account or if you prefer, you can be paid via BACS.
PayPal is a convenient account-based scheme that will allow anyone with a working email address to send and receive online payments securely, using their credit card or bank account.
On the other hand, BACS is a system which allows any size and type of business to transfer payments electronically and directly into your bank or
building society account.
Many people may have genuine concerns about buying financial products using a cashback site. These concerns are generally unfounded, as reputable cashback sites will take the protection of their members seriously. To make sure their customers are not exposed to the risk of fraud and other credit card crimes, the majority of cashback sites will use secure SSL technology.
To summarise, buying financial products and services through a cashback site has numerous benefits. Although you will not save money on any of these financial items, since the price is the same as you would get anywhere, what you do gain is cashback.
Once you have amassed a sum of money, for example in your PayPal account, you can then spend the cash you have earned over multiple purchases, on special treats and little luxuries for yourself and your family.
