Cashback on Financial Products
Competition for your business is fierce in the Financial Services Industry, and companies are ultra-keen to fight for your business. Therefore it's not surprising that the Finance cashback section has some juicy cashback offers that can really boost your Cashback Club balance.
It's easy to see how your cashback can grow quickly at these example rates - £25 for opening a current account, £25 for opening an ISA, £10 for applying for a credit card... And all this from names you know and trust such as Egg, American Express, Halifax, Alliance and Leicester, HSBC and The Post Office.
| | See what lenders see when you get a free credit report and a free trial of CreditExpert, the leading online consumer credit monitoring and identity fraud prevention service from Experian.
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| | Platinum Card members enjoy access to airport lounges, worldwide annual travel insurance and preferential treatment when travelling. Other benefits include membership rewards, special offers, exclusive events, and VIP treatment.
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| | American Express and British Airways have joined forces to bring you a choice of 2 credit cards that gives you loads of extra BA Miles.
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| | Check your credit report and history with a free trial from Equifax, and understand what aspects lenders use to make a credit decision. Equifax will help you to get the best from your credit and protect yourself from the dangers of identity theft.
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| | Exclusively for the 16-20 year olds with Internet and e-mail access. Alliance & Leicester will give you 5% AER (fixed for one year) on balances up to £1,000 plus a Visa debit card making it easy to shop online. |
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| | Alliance & Leicester Premier 50 account is the only current account on the market exclusively for the over 50s. Benefits include credit interest fixed for a year on balances up to £ 2,500; No interest or usage fees on agreed overdrafts for first 12 months, Multi Trip Worldwide Travel Insurance, Health Benefits, Identity Protection and Alert. |
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| | An Alliance & Leicester Premier Current Account offers added benefits such as Free annual multi-trip European travel insurance, and no monthly fee. You must be 21 years of age and need to pay in £500 over a month. |
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| | The Premier Direct current account from Alliance & Leicester is a market leading current account, with a high interest rate, no monthly fee and the added convenience of Internet banking to manage your account online whenever it suits you. |
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| | Every time you use your Platinum Moneyback Credit Card it’ll reward you with cashback to spend however you want. Offering 5% cashback in the first 3 months up to £100 and up to 1.25% thereafter, also the Card has no annual fees. |
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| Legal & General's wide selection of investments make it easy to find one that suits you. With their range of funds you don’t have to search around. And you can invest from as little as £50 a month or a lump sum of £500. |
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| | Payday loans can help you to pay unexpected bills on time, in an emergency or just for some extra spending money. They offer loans between £80 and £750 typically over a period of 20 days, from the date of application until to your payday. |
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| | Order your Travellers Cheques and foreign currencies at competitive rates online from The Post Office, and have it delivered to your home or collect in branch. Get Free home delivery for orders over £500. |
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| | Provident Personal Credit, home collected credit company offer small, unsecured personal loans and other related products. They offer unsecured loans to people other companies may not serve; those with poor credit ratings and even county court judgements. |
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| | TorFX foreign exchange specialists offer highly competitive rates of exchange to both corporate and private clients, for international trading, buying property abroad, emigrating and other overseas payments.
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| | Travelex, UK's leading Foreign Currency provider compare rates daily to ensure they offer the best price. They operate at major airports and seaports, and offer a commission free service when pre-ordering online, all you need to do is select a location and pick up your currency before departure! |
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Cashback on Finance - An Overview
Are you looking for a new credit card or perhaps a personal loan? You may think the best option would be to go to a traditional high street bank or building society. In fact, like most things nowadays, the best buys are actually available through the internet. It is true you can secure good deals via online financial companies, but the very best deal you can get is buying your financial product or service through a cashback site.
Cashback sites, such as cashbackclub.co.uk, are fairly new shopping phenomena. You can buy a range of financial items through them. Many of the UK’s established financial institutions and brands are represented merchants on these cashback sites. They include American Express, HSBC, Alliance and Leicester, Halifax, Barclays and many more. Together, they offer the cashback site member an enormous choice of products from credit cards, current accounts, car loans, mortgages and personal loans.
The main advantage of shopping for financial products in this way, is that you will be rewarded with a no-catch cashback gift, courtesy of the cashback site you have chosen to use. For example, on the cashback site, there may be an offer from Egg of £10 cashback to any member who applies for its credit card. If you then decide you would like to take up this offer, you can start applying for the card. Provided your application is successful with Egg, you will be given the promised £10 cashback. It is really as simple as that, and to re-iterate, there are no catches involved. Remember it is not just credit cards you can receive rewards for. When you log onto the website of cashbackclub.co.uk, for instance, you will find a host of other financial products and services to tempt you.
Cashback on Finance - How is it Possible?
The natural question to ask is how cashback on finance really works. How can these online companies afford to pay their members in pure hard cash?
The answer is surprisingly uncomplicated. Retail businesses pay a commission to these websites for referring new customers to them. In return, the websites re-invest this commission towards paying their own members in the form of cashback. They have taken a business decision to work the commission in this way rather than to simply keep it for themselves.
Here are some illustrations of the types of incredible offers available through cashback sites for financial goods and services:
- Post Office £10 cashback
- American Express Business Card £20 cashback
- Alliance & Leicester Direct Current Account £25 cashback
- Central Capital Mortgages £22.50 cashback
- Legal & General ISAs £55 cashback
- Ucan Car Credit £12.50 cashback
Before you can too excited by these great offers, you need to be aware of a few rules governing the workings of cashback sites, including cashbackclub.co.uk:
Firstly, in order to qualify for membership, you will have to be at least 18 years of age and over. You will need to be a UK resident with no restrictions on your right to remain in the UK.
Secondly, in order to receive the cash you have earned, it is vitally important that you finalise your purchase or sales transaction online while you are logged onto the cashback site. If, for whatever reason, you are not able to complete your financial purchase online in the way described above, your transaction will not be tracked and can therefore not be verified. This will make it impossible for the cashback site to pay you the cash you are due. Completing your financial purchase over the telephone or in-store, will invalidate your cashback claims.
Thirdly, in order to be able to receive your cashback for the financial products you have bought online, you need to either have a PayPal account or if you prefer, you can be paid via BACS.
PayPal is a convenient account-based scheme that will allow anyone with a working email address to send and receive online payments securely, using their credit card or bank account.
On the other hand, BACS is a system which allows any size and type of business to transfer payments electronically and directly into your bank or
building society account.
Many people may have genuine concerns about buying financial products using a cashback site. These concerns are generally unfounded, as reputable cashback sites will take the protection of their members seriously. To make sure their customers are not exposed to the risk of fraud and other credit card crimes, the majority of cashback sites will use secure SSL technology.
To summarise, buying financial products and services through a cashback site has numerous benefits. Although you will not save money on any of these financial items, since the price is the same as you would get anywhere, what you do gain is cashback.
Once you have amassed a sum of money, for example in your PayPal account, you can then spend the cash you have earned over multiple purchases, on special treats and little luxuries for yourself and your family.
